xlnc.vipThe XLNC Suite · Private counsel, access and experiences for families in motion
Safe harboursfor families and their wealth.
Across Asia and the Gulf, new harbours stand ready to receive families and everything they have built. We draw the route, open the doors and keep every step lawful, so your family arrives whole and at peace.
Indonesia · Saudi Arabia · United Arab Emirates · Bahrain · Hong Kong
I · The tide
Money goes where it is welcome and stays where it is safe.
For generations, a few great cities held the world's families and their fortunes. Today many of them offer less certainty each year, and planning a life across decades grows harder.
Elsewhere, new harbours have been raised on purpose: courts, banks and zones made to welcome families looking for steadier ground. Nothing about it is hidden. It is open, lawful and understood by few.
II · The harbours
Five harbours, one coast.
Each harbour keeps its own customs. Between them runs a route that only holds when it is taken in the right order.
Indonesia
The largest economy in Southeast Asia, building its future by design. A new capital rising, a rupiah rail, a corridor proposed in Bandung, food zones owned by the farmers who work them. We are inside these, not watching from the shore.
The full playbook waits in the Corridor Library.
Saudi Arabia
An invitation written for the next thirty years. Zones with their own rules, residency for those who build, and a market that now welcomes the world.
The full playbook waits in the Corridor Library.
United Arab Emirates
The most practised host on Earth. Courts of common law, residency that lasts, no tax on personal income, and bankers who already understand you.
The full playbook waits in the Corridor Library.
Bahrain
The quiet operator of the Gulf. A century of banking, a gentler cost of living, and full ownership open in most sectors to those who arrive.
The full playbook waits in the Corridor Library.
Hong Kong
The gateway that never closed. Tax only where income is earned, one of the deepest private-banking benches in Asia, and the structures the whole region trusts.
The full playbook waits in the Corridor Library.
III · Open now
Three doors, open now.
We do not describe these harbours from a distance. These are the doors we can walk you through this year.
Farmsent
farmsent.ioFarmer-owned food infrastructure across Indonesia: special economic zones for agriculture, traceability from field to buyer, and the BJTF food zone in development. Sim is a co-founder.
- FarmsentOperatingVerified 2026-10-03
- BJTFIn developmentVerified 2026-10-03
Open to members now
- Private briefings on the programme as it develops.
- Introductions to the Farmsent team for buyers, suppliers and operators who want to work inside the zones.
- Accompanied site visits for Concierge and Platinum.
- Priority in the application queue for business tenancy in the zones as it opens, eligibility and regulation applying.
nusantara.finance
nusantara.financeA regulated rupiah settlement rail for Indonesia, built so Indonesian value can move on Indonesian infrastructure. Sim is a co-founder.
- nusantara.financeIn developmentVerified 2026-10-03
Not legal tender; the rupiah is the sole legal tender.
Open to members now
- First word as programme phases become public.
- Introductions for businesses that move value between Indonesia and the Gulf and want to be early users of the rail where regulation permits.
- A briefing on how the rail fits a family's Indonesian structuring.
BDAZ and the PFII corridor
A proposed financial corridor in Bandung, West Java, anchored on the 1955 Asian-African Conference legacy, linking partner zones across Asia, Africa and the Middle East, as the PFII whitepaper proposes.
- BDAZProposedVerified 2026-10-03
Open to members now
- Private briefings as the proposal advances.
- First in line for business tenancy, residency and accelerator programmes in the corridor if and when they open, eligibility and regulation applying.
- The corridor playbook inside the Corridor Library.
Each of these is a programme to participate in through our services. None is an offer of land, equity, currency or any financial interest, none carries a return, and no programme is guaranteed to open on any date. Membership buys the briefing, the introduction, the visit and the place in the queue.
First word on the zones and programmes we are connected to as they become public, and first in line when they open.
This is priority in application queues for business tenancy, residency and participation programmes as they open, subject to each programme's own eligibility and regulation. It is not an allocation of land, equity or currency, not a return, and not a guarantee that any programme opens on any date.
IV · The structure
Compliance is the architecture.
A move that lasts is a move made in order. Residency, entity, banking, reporting. In one sequence a family pays twice and waits a year. In the right one it is calm, lawful and finished.
We draw the sequence. Licensed lawyers, accountants and immigration agents in each jurisdiction advise on and sign every step. You keep one plan and one voice.
- 01
Map
Where you stand, and where you could.
- 02
Sequence
The order that makes it hold.
- 03
Structure
Licensed hands draft and sign.
- 04
Move
Every border, one timeline.
- 05
Maintain
A review each quarter, as the rules shift.
xlnc.vip coordinates. Licensed lawyers, accountants, tax advisers, bankers and immigration agents in each jurisdiction advise and sign. We are not a law firm, not a licensed tax adviser, not licensed to advise on securities or manage assets in Hong Kong or anywhere else, and not an immigration agent. We do not hold client money. No tier includes legal, tax or investment advice; those are engaged from licensed partners, and our fees for coordinating such engagements are quoted separately.
V · The house
Privacy, held with care.
This is a small house. We take few families and know each of them well. What a family shares with us is held in confidence and treated with care, as it should be.
It was founded by Sim Khela. The Global Blockchain Business Council, a private-sector body advising governments and multinationals, names him its Ambassador for Indonesia. An engineer by training, he co-founded Farmsent and nusantara.finance, and has spent a decade between ministries, family offices and the people who build zones, from Indonesia to the Gulf. Platinum members work with him directly.
- GBBCAmbassador for Indonesia
- FarmsentCo-founder
- nusantara.financeCo-founder
- PFII whitepaperBandung corridor
VI · The XLNC Suite
Three ways in. The doors open soon.
Member
The letter, the library and the circle.
$50/ monthUSD
Billed monthly, cancel any time.
Offered by xlnc.
- The Brief: a monthly private letter on where capital is moving, which programmes are opening and what changed in residency, entity and reporting rules across our corridors.
- The Corridor Library: living playbooks for Indonesia, Saudi Arabia, the UAE, Bahrain and Hong Kong. Residency routes, entity forms, banking realities, reporting obligations, and what to do in which order.
- Private sessions and the monthly members' call.
- The members' circle.
- Private briefings on the three open programmes (Farmsent, nusantara.finance, BDAZ) as they develop, and first word on others as they become public.
- Membership includes access to our affiliated platforms and private communities.
- Written support.
- Membership credited against future engagement fees.
Concierge
A hand at every door.
$100/ monthUSD
Billed monthly, cancel any time.
Offered by xlnc.
Everything in Member
- A dedicated relationship manager.
- Introductions to our vetted licensed partners in each jurisdiction: legal, accounting, banking, immigration.
- Introductions into the open programmes (Farmsent, nusantara.finance, BDAZ) for members who want to participate, and first in line when their application queues open.
- A private concierge channel with human response at any hour.
- A structuring review each quarter: where you are, what changed, what to do next.
- Document and timeline coordination across jurisdictions.
- Invitations to private gatherings and accompanied zone visits.
Platinum
Sim, personally, and the whole passage.
$200/ monthUSD
Billed monthly, cancel any time.
Offered by xlnc.
Everything in Concierge
- Sim personally as your adviser.
- A bespoke relocation blueprint: the jurisdiction, entity, residency, banking and reporting map for your family, written and walked through.
- Coordination of the whole move, end to end.
- Banking introductions.
- Accompanied by Sim into the open programmes: the briefing, the introduction and the visit, in person.
- A direct line.
Every dollar of membership is credited against the professional fees of any structuring, relocation or zone-entry engagement you later commission through us. Credits never expire.
Family offices by arrangement. Write to [email protected].
VII · The questions
Plainly answered.
What exactly is the membership?
A consulting membership, billed monthly or yearly. It gives you private intelligence on jurisdictions, zones and residency, the Corridor Library, a circle of families making the same move, VIP services and experiences, access to our relationship managers and, at Platinum, to Sim personally. We coordinate the licensed partners who advise and sign in each jurisdiction.
Do you give legal or tax advice?
No. Licensed lawyers, accountants, tax advisers and immigration agents in each jurisdiction do. We find them, brief them, sequence their work and keep it on one plan. Their fees, and ours for coordinating an engagement, are quoted separately.
What does "credited against engagement fees" mean?
Every dollar of membership is credited against the professional fees of any structuring, relocation or zone-entry engagement you later commission through us. Credits never expire. It is a credit against our own fees, nothing more, and it does not depend on the outcome of anything.
Which jurisdictions do you cover?
Indonesia, Saudi Arabia, the United Arab Emirates, Bahrain and Hong Kong, and the routes between them.
What are the three open programmes and what can I do in them?
Farmsent, nusantara.finance and BDAZ. Depending on the programme and your membership, you can be briefed on it, be introduced to the people running it, visit with us, supply or operate inside it, and apply when its queues open. None of them is an offer of land, equity, currency or any financial interest, none carries a return, and none is promised to open on any date. Membership buys the briefing, the introduction, the visit and the place in the queue.
What is "priority access"?
It means you hear first and stand first. When a programme we are connected to opens a queue for business tenancy, residency or participation, members are told before the public and helped to apply early. Each programme's own eligibility rules and regulation still apply. It is not an allocation of land, equity or currency, not a return, and not a promise that anything opens on a particular date.
What are the experiences?
Private gatherings in Bali and the Gulf, accompanied visits to the zones and introductions at the table. Travel and accommodation are at the member's cost unless we say otherwise.
Can I cancel?
Any time, from the billing portal linked in every receipt. Cancellation takes effect at the end of the period you have paid for. There are no partial refunds, and the credits you have earned remain yours. The full policy is on the Refunds page.
What will my card statement say?
Your card statement will read XLNC.VIP.
Who is behind this?
xlnc, a small private house founded by Sim Khela. You can read about him in the house chapter above, with links to the public pages that confirm what we say.
Request an invitation
Leave your name and the membership you are considering. We write only when there is something worth reading.